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RBA cash rate: what will this mean for mortgage loans?
The last time interest rates were a hot topic was 3 years ago in the weeks & months before the last federal election in May 2019 (it would seem that some things never change!). The RBA cash rate was at an historic low(at the time) of 1.5%. Depending on the lender, variable rates were around 3.7% climbing to…
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Are you a leader or worker bee?
World Bee Day was last week. It got me thinking about a great question for so many business leaders. Are you a leader or a worker bee? A lot of people who own or manage a business fall into the trap of trying to do everything themselves. The passion and energy that it takes to…
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Property is on the rise…How about the economy?
There’s been plenty of speculation in the past couple of months around whether the housing slump is done & dusted or is this upswing just a blimp on a continuing negative trajectory. Whatever you believe, if you’ve been thinking about investing in property now is the time to investigate with a little more vigour &…
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Why can’t I get a business loan?
One of the main barriers for selling a business is whether the buyer is able to get the finance to purchase the business. Contrary to popular belief, banks want to lend you money & they want you to succeed. Because when you succeed, they succeed. So here are my Top 5 Tips on how you…
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OK so you don’t think it’s an exciting picture . . . but a picture defies a thousand words!
Having had a 20+ years career in banking & now starting my own business as a finance broker I think it’s fair to say I know a thing or two about bankers & finance. I also love statistics & can figure out just about anything with the use of a handy spreadsheet! It is truly…
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Is our property market falling off a cliff?
Last night 60 Minutes did what it does best this days, broadcasting an irresponsible & sensational story about the so called cliff property prices are about to fall off. The facts were pretty light on & should be more accurately described as opinions. It talked about our unique addiction in Australia to property & feeding the…
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Why a mortgage broker should be your best friend
As we approach retirement we start to think more earnestly about how we will maintain our standard of living where superannuation is looking less & less likely to be sufficient revenue stream we always thought it would be. Paying off the mortgage by retirement removes a major living expense, but will that be enough? Your…
